How Financial Services Can Help You

How Financial Services Can Help You!

How does your financial future look? Are you struggling financially or fearful you will not have enough money for retirement? To learn how to create a financial plan for your future or to hear what financial services we offer, call us today!

Financial Services in Rockford by The SAIL GroupDeveloping a Sound Financial Plan
Regardless of age, having a plan for your future just makes sense. Just like following directions to get to your destination or a following a recipe to make your favorite dessert, having a financial plan will give you a step by step guide to what you should be doing in order to reach the financial goals you have set for you and your family.

If You Don’t Know Your Destination, How Will You Know When You Get There?
The key to developing a financial plan and knowing what you need to do to reach your goals is by setting up a clear and concise plan for your future. While “having a comfortable retirement” is a great place to start, you will need to quantify what that means to you and your family in order to set financial goals that will allow you to have a comfortable retirement once you have left the work force. Working with a financial planner or using the many tools available can help to determine what your quantifiable goals are.

Make Sure to Save Enough
It is important to think about what you want to do financially in order to know how much you should be saving. For example, if you wish to fund your child’s college education or buy a new home, you will need to have a plan in place that not only provided for your retirement future, but also these additional costs. You may find that you have to save more now simply because assets will be drained in the near future to accommodate these expenses.

Take Advantage of the Benefits Available from Your Employer
Employers these days offer a number of benefits to their employees, including health insurance, life insurance, and retirement planning. Since some companies will generally range between 30 and 40 percent, and possibly more, when it comes to your cash compensation it is important to understand what benefits and services your employer offers to its employees and how you can take advantage of them and include them in your overall financial planning.

It is important to “max” out these free financial matches when possible to maximize your portfolio. Even if it puts a mild strain on your current budget, you can work with a financial planner to reduce your current budget by eliminating some unnecessary costs, which will allow you to contribute more money to your portfolio.

These points barely scratch the surface when it comes to developing a financial plan to help achieve your goals. Should you need assistance understanding and developing a plan, The SAIL Group professionals provide financial services in Rockford and would love to help you create a successful plan for your future. For more information or to schedule an appointment, call us today!

The SAIL Group Inc.
5301 E State St #106
Rockford, IL 61108
(815) 282-3480