The Facts About Life Insurance
The unfortunate and untimely passing of you or a loved one is not a pleasant topic to discuss. However, it is important that we prepare for the worst, but hope for the best. The SAIL Group is here to tell you that life insurance is not the headache it may seem to be and we will help you through every step of the way.
Over 100 million Americans do not have life insurance today and 54 percent of Americans say it is unlikely they will purchase life insurance within the next 12 months. Maybe you have already experienced what it is like to lose a loved one who was not insured. As if death isn’t devastating enough already, you or the direct family of the recently deceased is now burdened with the financial stress of the funeral. An average funeral today costs about $20,000 can you afford to pay for this if the primary breadwinner in your family passes? Now compare that to what it would be like for someone who was insured: the loss, as tragic as it may be emotionally, is a much smoother process.
The majority of people have the wrong idea about what it means to have life insurance. Most people are turned off by the idea that they will never get reimbursed for what they have paid. This is not about you it is about your loved ones. Think about your children’s future and education. Or, if you are still young and without dependents, maybe your parents will not have the means to afford your untimely passing. A family burdened with emotional as well as financial tragedy could crumble. Life insurance is the best thing you can do for your loved ones when you pass. Especially if you are the head of the house-hold.
Life insurance cost is commonly over-estimated. Payments can be financed to a lower payment that fits your budget. According to the 2015 Insurance Barometer Study 29 percent of millennials stated that saving for vacation is a priority over purchasing life insurance while 49 percent of those 65 and older cited paying for expenses such as Internet, cable and cell phones as a priority over purchasing some or more life insurance.
Life insurance is a small fee to pay to make sure that your loved ones are taken care of. It is not about what you need, it’s about what they need. If you can afford a latte, you can afford life insurance.
Life insurance is not just something you get when you are very sick. Anything can happen no matter your age. We cannot predict the future, but we can prepare for it today! Call the SAIL Group and let’s begin securing your family’s future. Our commitment is to provide you with the best insurance value and service available, while maintaining the highest ethical standards and credibility.
To see a full-size high-quality infographic, visit: https://www.pinterest.com/pin/455848793512760835/
The SAIL Group
5301 E State St #106
Rockford, IL 61108